Frequently Asked Questions
FAQs
1. What types of loans does UGF offer?
We provide commercial and business financing solutions tailored to entrepreneurs, startups, and growing companies. Loan structures and terms vary based on borrower needs, credit profile, and business goals.
2. Who is eligible to apply?
Individuals or companies that can demonstrate:
- Legal identification
- Stable income or business cash flow
- Purpose of funds (business, working capital, asset purchase, expansion, etc.)
- Ability to repay
Contact us for more information
3. What documents are required?
Typical documentation may include:
- ID or passport
- Proof of income or business revenue
- Bank statements
- Credit report or references
- Business documentation (if applicable)
- Contact us for more information…
4. How long does approval take?
Once all required documents are submitted, initial review can take a few business days.
Final approval and funding time vary depending on loan size, risk level, and verification requirements.
Contact us for more information…
5. What is the minimum and maximum loan amount?
Loan amounts depend on your financial evaluation, credit capacity, business needs, and available guarantees. We offer customized loan solutions instead of fixed limits.
6. Do you offer loans without collateral?
Collateral requirements depend on the loan type, profile, and risk assessment. Some loans require collateral, while others may be based on cash flow and creditworthiness.
7. What interest rates do you charge?
Rates vary based on loan type, risk level, collateral, and market conditions. A personalized offer is provided after evaluation.
8. Can I apply if I already have other loans?
Yes — we evaluate overall debt capacity and repayment history. UGF may also offer refinancing in certain cases.
9. How do I make payments?
You will receive a repayment schedule and payment instructions once the loan is approved and funded.
10. What happens if I cannot make a payment on time?
Late payments may incur fees or interest charges.
If you anticipate difficulty, contact UGF immediately — in many cases, restructuring options can be evaluated.
11. What other services does UGF offer?
In addition to financing, UGF offers financial consulting, business advisory, credit-building strategies, and investment-readiness support.
12. How do I get started?
You can apply online through our website or contact a representative who will guide you through the requirements and next steps.
